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HIV test for visa or insurance

HIV test for visa or insurance

In most cases, you take an HIV test to rule out the possibility that you contracted HIV during unsafe sex. But there are also other reasons why you might have an HIV test done. In fact, you may also be asked for an HIV test when applying for a visa or insurance.

HIV test needed for visa applications

Sommige landen vragen voorafgaand aan het toewijzen van het visum om een recente uitslag van een HIV-test. In sommige landen in de wereld kan je namelijk toegang geweigerd worden als je een positieve HIV status hebt. Landen vragen dit voornamelijk vanwege de angst op verspreiding binnen het land en het taboe op HIV wat in veel landen nog heerst. Om te kunnen bewijzen dat je geen HIV hebt, moet je dus een HIV-test doen. Hoe een HIV-test in zijn werk gaat lees je hier. In de aanvraag van je visum staat vaak aan welke eisen deze test moet voldoen. Lees dit op voorhand dus goed door.

HIV test needed to take out insurance

It is also possible that you have to have an HIV test for insurances. In the Netherlands, additional tests may be requested at the time a person takes out life or occupational disability insurance. The insurance company may not just ask for an HIV test, there are some rules that every insurance company has to follow.

An insurance company may ask for an additional HIV test if:

  • The insured amount for a life insurance policy is higher than three tons (€300,000) or if an occupational disability insurance is taken out for €50,000 per year;
  • You've had a blood transfusion abroad in the past, which the insurance says was an unsafe country;
  • Your health report shows that you used drugs using needles that weren't sterile;
  • You've been treated for an STD for the past five years.

Insurance companies are allowed to ask clients to make a good risk assessment before they insure someone. If you want to take out an insurance policy abroad there is a chance that there are different rules and you will have to hand in an HIV test before.

Share HIV test results

When asked for an HIV test, you should be able to hand over the test results of the HIV test to the relevant organisation. The Municipal Health Service (GGD), which carries out free HIV tests in the Netherlands at risk groupsdo not give these test results for handing over to insurers or for a visa application. It is also important that the test results are reliable. Many HIV tests are offered online in different price ranges. For an insurance company and visa application it is important that the tests have been carried out in a certified laboratory.

Rates separate HIV test at STD clinic OneDayClinic

At the STD clinics of OneDayClinic in Amsterdam, Utrecht, The Hague Eindhoven Nijmegen or Rotterdam you can have a separate HIV test done for 85 euros. Our STD tests always go to a certified laboratory and are proven reliable, so this also applies to the HIV test. You can also get the complete results on paper so you can hand them over to the relevant organization.

Schedule an appointment for a separate HIV test directly online? Click here.

Choose your STD test at

OneDayClinic

Starting at €225

STI rapid test, results after 90 minutes

Choose from:
  • chlamydia + gonorroe (keuze uit: vagina/urine/keel/anus)
  • HIV RNA (early HIV test, from 14 days after sex)
  • trichomonas (choice of: vagina/urine)

 Always includes consultation with a doctor or nurse

 Amsterdam South, Amsterdam Center, Utrecht, Eindhoven, The Hague, Rotterdam

Starting at $115

STD test, results after 1-3 business days

Choose from:
  • chlamydia + gonorrhea (choice of: vagina/urine/throat/anus)
  • HIV + syphilis + hepatitis B&C
  • mycoplasma/trichomonas

 Always includes consultation with a doctor or nurse

 Amsterdam South, Amsterdam Center, Utrecht, Nijmegen, Eindhoven, The Hague, Rotterdam